In the words of the song, wishing and hoping won't make your dreams come true. Scheming and planing are the watchwords. Weather you want to achieve a cherished ambition or just feel peace with your finances. Let See what the Expert say!
1. Be control of your finances. There is nothing mysterious about taking control of your finances. all we need is a plan. once we have produced our own financial '' road map'' we will have a sense of achievement and the comfort of knowing that we are in full control of our money.
A good plan will lead you to where you want to be, but to effective it must be surrounding by agreed upon with your live - in partner, if you have one- a proper plan won't work if you're not both committed to achieving your goals.
Realistic and achievable- you need to be sensible about what you want to achieve or you could be disappointed. Written down - if it's not on paper or saved on the computer. Regularly reviewed and updated to keep it on track.
2. Become debt- free. Always try to not to get involved in debt. always prioritise your debts , making sure you have enough to pay the mortgage (if you have one) or rent, council tax and utility bills before anything else.
Don't depend on your credit card at all. if you have any outstanding, try to clear it as quick as possible.
3. Feel at peace with the environment. If you are keen to ensure your finances are as environmentally friendly as the rest of your life, a good place to start is by going to the website www.yourethicalmoney.org run by ethical research charity EIRIS ( Expert in Responsible Investment).
These are the basic rules about the life you want... MOREOVER, HAVE ENOUGH TO LIVE ON WHEN YOU ARE OLDER.
SAY GOODBYE TO THE 9 TO 5.
LIVE LIFE AFTER 60 TO THE FULL. SAVE UP FOR THAT SPECIAL SOMETHING. ( Adopted by Goodhousekeeping)
